!! IMPORTANT NOTICE TO ALL CONSUMERS !!

Please Read The Following Important Information And Disclaimer In Its Entirety

Comprehensive Financial Planning and certain investment advisory services are offered by Nigel B. Taylor, CFP® as an investment adviser representative under Taylor & Associates, a Registered Investment Advisor, offering advisory services in the State of California. As such, these services are strictly intended for individuals residing in California. Please contact us to obtain a copy of our ADV Form Part II disclosure brochure. Mr Taylor is a CFP® Certificant. He is only licensed to offer Insurance products in California and Arizona. His California Dept. of Insurance license number is 0716446. His Arizona Insurance license number is 850564.

Separately and for non-advisory clients, Nigel Taylor offers securities as a Registered Representative through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered Broker-Dealer. In this regard, this communication is strictly intended for individuals residing in the states of California, Nevada and Arizona. State and Federal law prohibits him from assisting you if you are not a resident of California, Nevada or Arizona. He has passed the following FINRA regulatory examinations; Series 24 (General Securities Principal) Series 7 (General Securities Registered Representative) Series 6 (Investment Company and Variable Contracts) and Series 63 (Uniform State Securities law). A broker-dealer "BD", investment adviser "IA", a BD agent, or IA Representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state as a broker-dealer, investment adviser, BD agent or IA Representative, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

This web site is designed to provided general, not specific information about financial planning related topics. Nothing in these pages shall be construed as offering or disseminating specific financial, retirement, estate, asset protection, tax, or legal advice. If you require any type of specific advice, please consult an Attorney, Qualified tax professional or Certified Financial Planner¨ Certificant in your area. WE DO NOT offer any type of investment advice on-line. We do not offer, or make any recommendations with regard to benefits or otherwise of any type of regulated securities or the value of investing in regulated securities on line. Further, nothing in this entire web site shall be construed as an offer to sell, or a solicitation to buy regulated securities. You are not our client. Nothing contained in this web site shall be implied or construed as creating a planner - client relationship by virtue of your access to this site and you should not rely on any information contained herein to plan your estate or invest any of your assets. Notwithstanding the aforestated and pursuant to the CFP Board of Standards Code of Ethics & Professional Responsibility, you will only become a client by mutual agreement, and only after you have executed a client agreement, completed a Royal Alliance Associates, Inc. new account form which has been approved, and have retained our services.

With Regard to external hyperlinks from this web site: At certain places on my web site, live links to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions, organizations or individuals totally independent of me. Neither I, nor Royal Alliance Associaties, Inc. endorses, approves, certifies, or controls these external Internet addresses and we do not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness or correct sequencing of information contained at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by me or Royal Alliance Associates, Inc. No part of the information contained in or from any part of this web site may be reproduced, copied, or transmitted in any form or by any means, electronic or mechanical, including recording, photocopying, or by any information storage retrieval system, without prior written permission from Nigel Taylor, CFP¨. You assume full responsibility for using the information at this site, and you understand and agree that Nigel Taylor, Taylor & Associates, and Royal Alliance Associates, Inc. are neither responsible, nor liable for any claim, loss, or damage resulting from its use, or the use of any information contained on any web site that is linked by means of an external hyperlink from this site. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos therefrom. When you leave the website of Taylor & Associates, you assume total responsibility and risk for use of the site you are linking to.