Message To All Consumers Who Have Recently Received Unsolicited Commercial

E Mail From any Address containing "@protectassets.com"

- DO NOT OPEN THIS E-MAIL, IT May Contain Malicious Code Or A VIRUS-

Dear Consumers,

More and more serious professional web site owners and developers are being targeted by unscrupulous web marketing firms. This technique of employing unrelated third party addresses in the "from line" of an E mail to send out spam is called "spoofing". Spoofing is defined by the Federal Trade Commission as " forging the "from" or "reply to" lines in an e-mail to make it appear that the e-mail was sent from an innocent third-party. The third party then receives bounced-back undeliverable messages and angry "do not spam me" complaints." It is illegal, however, it is very difficult, if not impossible to prevent.

If you have received any E mail advertisements from any address purportedly emanating from this domain, such as ijk@, james@ mail@ or test@ or sales@ protectassets.com, you may be absolutely certain that this mail did NOT come from this web site, its owners or the server, nor have the owners or operators of this web site authorized any such mail. Most recently, (January 26, 2004) copies of the "Doom Virus" and other viruses have been appearing with robert@protectassets.com as the sender. While I sympathize with all who receive these E mails, they are not originating from my server, they are originating from the server of a spoofer. (I'm just happy this spoofer has the virus in his system frankly!) By the way, My computers are all exclusively MAC computers and immune to all Windows viruses.

I personally became aware that my firm was the victim of "spoofing" when I began receiving E mails to my personal E mail address from "myself". I can only assure you that neither I, or anyone associated with my firm or its ISP have anything at all to do with these spam mails and you should delete and not respond to any E mails you receive that contain this domain address. My firm NEVER sends unsolicited E mail and you will only EVER receive E mail from me or any associate of my firm with access to the protectassets.com mail servers if you have contacted us in the past, or are currently clients of Taylor & Associates. NEVER OPEN ANY E MAIL ATTACHMENT IF IT COMES FROM THIS SERVER unless you a a client of ours and expecting mail from us. I have reported the recent violations to my Internet Service Provider and the FTC. However, since the E mails are never actually sent through the ISP's mail servers (all our mail servers are password protected for any outgoing mail) there is little they are able to do.

If you would like more information on this topic, please read the "Prepared statement on unsolicited commercial E mail" issued on July 9, 2003 by the Federal Trade Commission by clicking here.

Thank you in advance for your understanding in this matter!

Nigel B. Taylor, CFP®

President, Taylor & Associates

Nigel B. Taylor, CFP¨ is a Registered Representative of and offers securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered Broker-Dealer. In this regard, this communication is strictly intended for individuals residing in the states of California & Nevada. No offers may be made or accepted from any resident outside the specific state(s) referenced.

CFP®, CERTIFIED FINANCIAL PLANNER™ and the CFP® flame logo are federally registered services marks of the CFP board of Standards, Inc. CO.